Financial stability of a bank - factor of stability of banking system

Рамський, Андрій Юрійович and Будніченко, Інна (2018) Financial stability of a bank - factor of stability of banking system Європейський науковий журнал Економічних та Фінансових інновацій (2). pp. 6-12. ISSN 2617-863X

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Abstract

The article is devoted to the analysis of the financial stability of Ukrainian banks at the present stage of development andthe identification of the main factors of influence that are associated with it. The main tendencies of development of the banking system of Ukraine are considered. The present state of the banking system of Ukraine is determined. Financial stability plays a significant role in planning the activities of commercial banks.In general, its indicators reflect the level of riskiness of the functioning of theentity of the banking system. Managing financial sustainability hasa significant impact on the functioning of banks. That is why it is necessary to create special control departments in banking institutions. The research of financial stability of banks is based on financial sustainability indicators developed and used bythe IMF and the World Bank as the basis for the "Integrated Financial Sector Development Program until 2020".The necessity of applying different methods for evaluatingthe financial stability of commercial banks has been establishedin order to identify a wider range of problems related to the efficiency of the functioning of the banking system. The description of two main groups of factors, under the influence of which the financial stability of banks undergoes changes, is presented. It was revealed that external factors have amore significant impact on the financial stability of abank.In particular, the factors of mega environmenthave become more important when banks enter the international financial space.Internal factors liemostly in themanagement plane, andit isjust the inefficient management of the bankthatleads tothedisruptionof itsstable financial condition. Specific featuresof management of financial stability and methods of its evaluationare considered. The analysis of economic standardsof the banking system of Ukraine is carried out. The measures are proposed to minimize the risks and maintain the stability of banking institutions at the required level for normal functioning in modern conditions. It has been proved that providing, supporting, analyzing and evaluating the financial stability of commercial banks is a driving force in the development of the banking system, and hence the entire Ukrainian economy.

Item Type: Article
Uncontrolled Keywords: banking system; financial status; financial stability
Subjects: Articles in journals > Наукові (входять до інших наукометричних баз, крім перерахованих, мають ISSN, DOI, індекс цитування)
Divisions: Факультети > Факультет інформаційних технологій та управління > Кафедра фінансів та економіки
Depositing User: доцент Андрій Юрійович Рамський
Date Deposited: 03 Jan 2019 08:51
Last Modified: 03 Jan 2019 08:53
URI: http://elibrary.kubg.edu.ua/id/eprint/26141

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