Risk management of investment activity of Ukrainian banks in the conditions of information economy development

Казак, Оксана Олексіївна and Чистякова, Діана Сергіївна (2021) Risk management of investment activity of Ukrainian banks in the conditions of information economy development Ефективна економіка (3). ISSN 2307-2105

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Abstract

The modern economic system and society are significantly affected by information technology, which is developing rapidly and is dynamically used in the management of business processes at all levels of the market environment. New information and communication technologies make borders "transparent", generate completely new types of banking operations and services that have no analogues in the past. The distribution of capital is global. Participants in international financial markets use the latest information systems, databases and integrated computer management systems. At the same time, the number of risks in the activities of banking institutions as a conductor of monetary policy is growing. There is a new phenomenon - information risks, which reflects the general problems of informatization of society and requires closer consideration. The study of modern scientific views on the definition of risk management of bank investments allows to outline the essence and highlight its main stages, concepts, laws, principles and methods of risk management, which together determines the strategy and tactics of achieving the main business goals of the bank. Thus, the disclosure of the content of risk management of banking investment operations as one of the important components of the risk management system of the bank in the development of the information economy determines the relevance of research in this area. The bank's risk protection mechanism involves the need to identify, assess the level of risk and make decisions to reduce it. Timely identification, assessment, analysis and determination of the most optimal and effective way to reduce a particular investment risk is the process of managing investment risks of banking institutions. The article highlights the main factors that minimize the impact of risks from investment activities, and their place in the overall system of banking risk management. Big Data technology is one of the key areas of information technology development and at the same time a convenient tool for processing data on the risks of investment banking, as it allows the simultaneous use of a wide range of sources. information and a significant amount of data. This is confirmed by the results of research on the implementation and development of Big Data technologies for banking risk management. The obtained results allowed to identify key tasks for risk analysis and management, as well as to highlight potential opportunities for risk avoidance and diversification. The presented architecture of the data collection and analysis system for assessing the impact of information economy risks on the bank's investment activities determines the progressive importance of using Big Data technologies in reducing risks and identifying new opportunities, especially when new and diverse sources of information are integrated into traditional risk management, underwriting and sales. .

Item Type: Article
Uncontrolled Keywords: risk management; investment activity of the bank; investment risk; information economy; Information Technology
Subjects: Статті у наукометричних базах > Index Copernicus
Статті у журналах > Фахові (входять до переліку фахових, затверджений МОН)
Divisions: Факультети > Факультет інформаційних технологій та управління > Кафедра фінансів та економіки
Depositing User: доцент Оксана Олексіївна Казак
Date Deposited: 09 Nov 2021 09:45
Last Modified: 09 Nov 2021 09:45
URI: https://elibrary.kubg.edu.ua/id/eprint/38315

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